Need an appraisal for an FHA-backed mortgage? Call Andrews & Associates Appraisals

The FHA maintains a roster of approved appraisers for each state - Andrews & Associates Appraisals is on the roster of approved appraisers for Tennessee.  We're certified and approved to do reports for FHA insured financial transactions. A portion of the continuing training our staff at Andrews & Associates Appraisals completes deals strictly with decoding the FHA's documentation and their rules and procedures.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA loan, it means it is insured by them. None of the money in the loan is provided by the FHA. What the FHA does is see to it that the loan is insured in case the borrower defaults on his or her loan obligations. Available to all purchasers, FHA loan programs are created to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Unlike the VA appraiser panel, the lender working with FHA has the ability to choose the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are extremely helpful to those purchasers with less accumulated funding.